After filing our taxes this year, hubby and I got an unpleasant surprise. Turns out, having a “good” year means we now owe our firstborn to Uncle Sam. Our accountant didn’t count on us having our income increase as much as it did over last year, so he didn’t think we would need to pay […]
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Possum Living
As soon as I heard about it, I knew I had to read Possum Living. Unable to find it in the library system (which would have been true Possum style), I ordered the book from Amazon. The day it arrived, I devoured it in a few hours. Possum Living: How to Live Well Without a […]
Lowering Your Grocery Budget in 2024: 13 Practical Tips
Preview: If surging food costs got you down this year, here are 13 practical tips for lowering your grocery budget in 2024. I don’t have to tell you that 2023 food prices were shocking. It seems everyone was talking about it. Did you notice the staggering number of social media posts where people asked, “How […]
How To Save Money on Starbucks
I love frugality. Especially as a tool to gain financial independence. But I’m not going to tell you to stop enjoying your favorite coffee. It can be enjoyed as an occasional, relatively inexpensive treat, a cheap date with your honey, or a reward for sticking to your financial goals. Instead, I’ll share a few tips […]
Frugal Baby: how to raise baby on the cheap
The key to frugal baby care is to identify what babies truly need. The advertisers would have you believe that baby needs fancy expensive “stuff” that will keep you in debt until baby’s in college. Not true. Frugal Baby: How to raise baby on the cheap Babies need very little in order to be […]
Financial Peace University: 10 reasons I’m glad I did FPU
Update: I’m no longer a fan of Dave Ramsey’s shame-based approach to personal finance, especially since becoming knowledgeable about financial trauma. As I’ve learned more about money and read more personal finance books from other experts, I’ve formed other, more well-informed opinions. One of my biggest money mistakes has been the “follow a guru” mentality. […]
How To Afford Cloth Diapers
Unfortunately, I eliminated my cloth diaper stash after my youngest child potty trained. (She was, after all, going to be my “last baby” right?) Yesterday I got my first batch of cloth diapers in the mail. I’ve enjoyed fondling them ever since. You mean I have to wait months before I get to actually […]
Falling Income: How To Deal
Many families are dealing with job loss or reduced income. Budgets are getting tighter and tighter. Even if the current economic situation hasn’t much affected you personally, you may still be taking proactive measures to be more frugal. Which is certainly a smart move. You may be wondering how you can start saving some money […]
Cheapest Foods to Eat: Simple Strategy to Save on Food
Preview: One of the simplest ways to spend less on food is to choose the cheapest foods to eat to build your meal plans. You won’t have the stress of couponing or chasing sales, and you’ll probably eat healthier too. With ever-increasing food costs, a trip to the grocery store is enough to give anyone […]
How to Get Out of Debt As a Single Mom: 14 Tips
Preview: 14 tips on how to get out of debt as a single mom, from someone who did it herself. In the early 2000’s, I became a single mom with four kids. While grateful (and privileged) to be able to live with my parents while I got on my feet, it felt like a huge […]