Frugal Wins, September Edition

Pardon my metablogging for a moment, but expect to see more content here focused on women + finances. Frugality for me is a way to redirect more money into investments, and the frugal choice is almost always more environmentally sound. And I know September is over. This post is about what I did last month to save pennies. 😉

I received a $210.64 cash back bonus

This is from my new _{(affiliate link)} CapitalOne Quicksilver credit card. Can’t beat that with a stick!

I needed to open a new credit card in my name only post-divorce, and this one comes highly rated by FiRE (financially independent, retired early) folks. I already have a CapitalOne checking account so applying was fast and easy. In addition to the unlimited 1.5% cash back on every purchase, there’s a $200 cash signon bonus! Click HERE for more info.

(A word about my credit card philosophy: I use credit cards to pay for everything. I pay them off in full so that I pay no interest, ever. This way, I enjoy rewards such as cash back and free flights.)

I moved my emergency fund to a savings account that earns 2% interest.

The bank that holds my mortgage sent me a postcard advertising a savings account with an interest rate higher than my previous bank’s. It took me all of 5 minutes to get my emergency fund moved into this new account.

I got a free coffee table.

I mentioned to a friend that I was going to yard sales to find one, and he told me he had one he didn’t need. It’s lovely to have a spot for mugs, books and our feet!